Financing Options
From our convenient payment options to collecting valuable Sears Club™ points, the many benefits you gain
by usuing your Sears Financial™ Credit Card can help you make your home floor covering purchase
sooner and your payment options more affordable.
When you use your Sears Financial™ Credit Card and spend $2,500 or more on installed floor covering and custom window covering at Sears Floor Covering Centres.
*On approved credit on your Sears MasterCard®, Sears® Voyage™ MasterCard® or Sears Card. Annual interest rate of 9.99% applies from date of purchase for 60 months. An equal monthly payment must be made each month. See Installment Agreement for more details. **Points are awarded on net purchases. Earn 2 points per $1 spent at Sears. Point calculation is based on the standard earning of 1 base point per $1 spent on every transaction at Sears.
Payment options and plan details may be changed or discontinued at any time without notice.
Additional Information:
For more information on these and other financing options, contact a Sears Floor Covering Centre at one of the locations nearest you.
Payment options and plan details may be changed or discontinued at any time without notice. Unless otherwise stated, optional financing programs do not qualify for Sears Club Points. Purchases made on the Sears Card, Sears® MasterCard®, or Sears® Voyage™ MasterCard® will receive Sears Club Points when finance option is not chosen. Sears Club Points do not apply to taxes, delivery or installation charges (where applicable).
Sears® and VoyageTM are registered Trademark of Sears, licensed for use in Canada. MasterCard® and the MasterCard Brand Mark and Paypass are registered Trademarks of MasterCard International Incorporated.
Installment Billing Options - Nothing Up Front
Choose from 6 month to 36 month Equal Payment Finance Options when you use your Sears Financial™ Credit Card on all installed floor covering and custom window coverings at Sears Floor Covering Centres OR 2X SEARS CLUB POINTS**.
No prepayment of installment fee, No prepayment of taxes. *On approved credit. “Equal Payments, No Interest” offer: Pay in 6, 12, 18, 24 or 36 monthly installments only on your Sears MasterCard®, Sears® Voyage™ MasterCard® or Sears Card. Installment billing fee on equal payment offers (except in Quebec), 6 months – 29.99; 12 months - 64.99; 18 months – 79.99; 24 months - 84.99; 36 months - 149.99 and no minimum purchase (except in Quebec $200 minimum purchase required). Interest will accrue on financed amount (which includes installment billing fee and applicable taxes) at the rate then in force for purchase transactions but will be waived if monthly installments are paid in full when due. If not paid in full when due, interest on unpaid monthly installment accrued from the date installment posted to account will no longer be waived and will be charged to account. If account falls 4 billing cycles past due offer terminates and interest on unpaid balance of financed amount accrued from posting date will no longer be waived and will be charged to your account. See Cardmember Agreement for more details. ** Purchases made on the Sears® MasterCard®, Sears® Voyage™ MasterCard® or Sears Card will receive Sears Club Points when finance option is not chosen. 2X point calculation is based on the standard earning of 1 base point per $1 spent at Sears. Points are awarded on net purchases, excluding Sears Gift Cards, optional financing programs and services (e.g. delivery and insurance). See Sears Club Points Terms and Conditions for details.
90 day "No Interest with Minimum Payments"
On approved credit. No interest for 90 days on your Sears® MasterCard®, Sears® Voyage® MasterCard® or Sears Card. No administration fee and no minimum purchase required. Interest will accrue on financed amount (which includes applicable taxes and delivery charges ) from the date of the transaction at the rate then in force for purchase transactions but will be waived if financed amount paid in full on or before the Promotion End Date (shown on your statement). If not paid in full when due, or if account falls 4 billing cycles past due (and offer terminates), interest on unpaid balance of financed amount will no longer be waived and will be charged to your account commencing the first day of your next billing cycle after such event. Minimum monthly payments of 1% of the financed amount are required and will be included in the Base Payment due on your statement each month. See Cardmember Agreement for more details.
6 & 12 month "No Interest with Minimum Payments"
On approved credit. No interest for 6 or 12 months on your Sears® MasterCard®, Sears® Voyage® MasterCard® or Sears Card. Administration fee on “No Interest with Minimum Payments” offer (except in Quebec) 6 month - $59.99; 12 month - $74.99 and no minimum purchase (except in Quebec $200 min. purchase required). Administration fee, all applicable taxes and charges are payable at time of purchase. Interest will accrue on financed amount from the date of the transaction at the rate then in force for purchase transactions but will be waived if financed amount paid in full on or before the Promotion End Date (shown on your statement). If not paid in full when due, or if account falls 4 billing cycles past due (and offer terminates), interest on unpaid balance of financed amount will no longer be waived and will be charged to your account commencing the first day of your next billing cycle after such event. Minimum monthly payments of 1% of the financed amount are required and will be included in the Base Payment due on your statement each month. See Cardmember Agreement for more details.
